When it comes to extended auto warranties, MotoAssure is a name that often comes up. While some customers appreciate the coverage, others have voiced concerns. If you’re researching MotoAssure complaints, this article will help you understand the issues, provide guidance on resolutions, and weigh whether this company is the right choice for your vehicle protection.
Common MotoAssure Complaints Reported by Customers
Like many extended warranty companies, MotoAssure receives both positive and negative feedback. The most common complaints include:
Denied Coverage
Many customers report that their claims were denied due to technical exclusions in the contract. This often causes frustration when car owners expect certain repairs to be covered.
Difficulty Reaching Customer Service
Another frequent complaint is long wait times or unresponsive representatives when trying to resolve issues or ask questions.
Cancellation and Refund Delays
Some customers say that canceling a MotoAssure warranty takes longer than expected, and refunds are not processed quickly.
Misunderstood Contract Terms
A recurring issue is confusion over what the warranty does or does not cover. This highlights the importance of carefully reading the fine print before signing up.
Are MotoAssure Complaints Real or Exaggerated?
Not all complaints reflect the same experience. Some customers genuinely benefit from the coverage, while others feel let down. Online reviews often amplify negative experiences, but they provide useful insights into potential challenges.
- Legitimate Complaints: Issues with denied claims or refund delays are backed by multiple reviews.
- Exaggerated Concerns: Some customers may not fully understand the exclusions, leading to frustration that could have been avoided with better research.
How to File a Complaint with MotoAssure
If you are facing issues, here’s how you can file a complaint:
- Contact Customer Support – Start with MotoAssure’s official support team. Keep a record of all calls and emails.
- Submit a Written Complaint – Provide contract details, claim numbers, and supporting documents.
- Escalate to the BBB (Better Business Bureau) – Many customers find resolution after filing a complaint here.
- Seek Legal Guidance – If your complaint involves significant financial loss, consulting a consumer rights attorney might help.
What to Do If MotoAssure Denies Coverage
Denied claims can be frustrating, but you have options:
- Review the contract terms carefully.
- Request a written explanation for the denial.
- Appeal the decision with additional documentation.
- File a formal complaint if you believe the denial was unfair.
Alternatives to MotoAssure
If complaints raise red flags for you, consider competitors such as:
- Endurance Warranty Services
- CARCHEX
- Protect My Car
Comparing these providers will help you choose one with better customer feedback and complaint resolution rates.
Final Verdict: Is MotoAssure Worth It Despite Complaints?
MotoAssure, like most extended warranty companies, has mixed reviews. While some customers appreciate the coverage, others are dissatisfied with claim denials and service delays.
If you’re considering a plan:
- Read the contract thoroughly.
- Understand exclusions before signing.
- Check BBB ratings and recent reviews.
- Compare with alternatives to see if better options exist.
Conclusion
MotoAssure complaints provide valuable insights for potential customers. By learning from others’ experiences, you can make an informed decision about whether this warranty provider fits your needs. Always read the fine print, explore alternatives, and keep communication records to protect yourself as a consumer.

